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Privacy

ONLINE PRIVACY POLICY

Protecting your private information is our priority. This Statement of Privacy applies to www.forrestonmutual.com, www.fmic.org, and Forreston Mutual Insurance Company and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Forreston Mutual Insurance Company include www.forrestonmutual.com, www.fmic.org, and Forreston Mutual. The Forreston Mutual website is a property insurance site. By using the Forreston Mutual website, you consent to the data practices described in this statement.

INFORMATION COLLECTION AND USE

In order to better provide you with products and services offered on our Site, Forreston Mutual may collect personally identifiable information. For example, if you purchase Forreston Mutual’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available. These may include:

• (a) Registering for an account on our Site

• (b) Sending us an email message

• (c) Submitting your credit card or other payment information when purchasing products and services on our Site

To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

Our primary goals in collecting personally identifiable information are to provide you with the product and services made available through our web site, including, but not limited, our services, to communicate with you, and to manage your account, if you have one.

Use of Your Personal Information

Forreston Mutual collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Forreston Mutual may also use your personally identifiable information to inform you of other products or services available from Forreston Mutual and its affiliates.

Log Data: When you visit the Site, our servers automatically record information that your browser sends whenever you visit a website as Log Data. This Log Data may include information such as your IP address, browser type or the domain from which you are visiting, the websites you visit, the search terms you use, and any advertisements on which you click. For most users accessing the Internet from an Internet service provider the IP address will be different every time you log on. We use Log Data to monitor the use of the Site and of our Service, and for the Site’s technical administration. We do not associate your IP address with any other personally identifiable information to identify you personally, except in case of violation of the Terms of Service.

Third Parties

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Sharing Information with Third Parties

Forreston Mutual does not sell, rent, or lease its customer lists to third parties.

Forreston Mutual may share data with trusted partners to help perform inspections of your property, conduct statistical analysis, send you email or postal mail, provide customer support, or handle claims. All such third parties are prohibited from using your personal information except to provide these services to Forreston Mutual, and they are required to maintain the confidentiality of your information.

Forreston Mutual may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to:

• (a) Conform to the edicts of the law or comply with legal process served on Forreston Mutual or the site

• (b) Protect and defend the rights or property of Forreston Mutual

• (c) Act under exigent circumstances to protect the personal safety of users of Forreston Mutual or the public

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Third Party Services: Users may register for other services from our website. Certain products and/or services available on our site are provided to you in partnership with third party(s) and may require you to disclose personally identifiable information in order to register for and access such products and/or services. Such products and/or services shall identify the third party partners at the point of registration. If you elect to register for such products and/or services your personally identifiable information will be transferred to such third party(s) and will be subject to the privacy policy and practices of such third party(s). We are not responsible for the privacy practices and policies of such third party(s) and, therefore, you should review the privacy practices and policies of such third party(s) prior to providing your personally identifiable information in connection with such products and/or services.

Service Providers: We engage certain trusted third parties to perform functions and provide services to us, including, without limitation, hosting and maintenance, customer relationship, database storage and management, and direct marketing campaigns. We will share your personally identifiable information with these third parties, but only to the extent necessary to perform these functions and provide such services, and only pursuant to binding contractual obligations requiring such third parties to maintain the privacy and security of your data.

Law Enforcement: We cooperate with government and law enforcement officials or private parties to enforce and comply with the law. We may disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims, legal process (including subpoenas), to protect the property and rights of Forreston Mutual Insurance Company or a third party, the safety of the public or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with the law.

Automatically Collected Information

Information about your computer hardware and software may be automatically collected by Forreston Mutual. This information can include:

• Your IP address

• Browser type

• Domain names

• Access times

• Referring website addresses

This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Forreston Mutual website.

Security of Your Personal Information

Forreston Mutual secures your personal information from unauthorized access, use, or disclosure.

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that:

• (a) There are security and privacy limitations inherent to the Internet which are beyond our control

• (b) Security, integrity, and privacy of any and all information and data exchange between you and us through this Site cannot be guaranteed

E-mail Communications

From time to time, Forreston Mutual may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

External Data Storage Sites

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.

Changes to this Statement

Forreston Mutual reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

Forreston Mutual welcomes your questions or comments regarding this Statement of Privacy. If you believe that Forreston Mutual has not adhered to this Statement, please contact Forreston Mutual at:

Forreston Mutual Insurance Company
PO Box 686
Forreston, Illinois 61030
Email Address: info@forrestonmutual.com

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